Abs Nassif, host of the Good Morning Crypto podcast, has shared the updated XRP rich list, with details tracking the acquisition costs required to join different tiers of top holders.
The chart breaks down account percentages, balances, and valuations across key dates from 2013 to 2025, with an additional projection based on a potential $10 XRP price.
The data illustrates how the thresholds to enter the top ranks of XRP holders have changed dramatically over time. In 2013, an account needed a balance of just 50,025 XRP to sit within the top 1%. At that point, the cost was $750 when XRP traded at $0.015. By September 2025, the same balance required an investment of $141,071 with XRP at $2.82.
JUST IN: 🇺🇸 $XRP *UPDATED* RICH LIST!
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— Good Morning Crypto (@AbsGMCrypto) September 11, 2025
Rising Acquisition Costs Across Tiers
The figures reveal the steep climb in costs across all levels. Joining the top 10% requires 2,396 XRP. In 2013, that cost just $36, rising to $527 in 2017, $2,851 in 2021, and $6,757 in 2025. At $10 XRP, it would equal $23,960.
To reach the top 0.10%, an account must hold at least 350,491 XRP. In early 2013, that position could be secured for $5,257. Four years later, in September 2017, it took $77,108 to join that tier. By 2021, the value surged to $417,084, and as of September 2025, the cost reached $988,385.
The top 0.01% on the XRP rich list represent only 691 accounts, demonstrating this change on the highest scale. That threshold requires at least 6,692,587 XRP. When XRP traded at $0.015, the value stood at $100,389. In 2017, it had climbed to $1,472,369, and by 2021, it was $7,964,179. Four years later, in 2025, the total has risen to $18,873,095.
Looking Toward the Future
The chart also provides a hypothetical scenario in which XRP reaches $10. At that level, the top 0.01% balance would be valued at $66,925,870. Even the 1% threshold of 50,025 XRP would translate to $500,250. Lower tiers reflect the same trend, with the 5% threshold of 8,370 XRP equating to $83,700 in value.
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This progression shows that what once required only hundreds of dollars now demands tens of thousands, and in some cases, millions.
The cost to join the most exclusive categories has expanded so sharply that long-term holders now find themselves in positions of extraordinary value, and investors who fail to get in early might get priced out soon.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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