A prominent Finance Coach known on X as Coach JV has projected that XRP could eventually outpace Bitcoin and Ethereum to become the most dominant cryptocurrency worldwide. His outlook ties XRP’s future growth to Ripple’s increasing involvement in mainstream finance and its resilience following regulatory challenges.
In 2020, Ripple faced one of its biggest obstacles when the U.S. Securities and Exchange Commission (SEC) filed a lawsuit alleging that the company sold XRP as an unregistered security. The legal dispute led to several exchanges suspending or removing XRP from their platforms, causing investor confidence to falter.
The case has since shifted in Ripple’s favour, restoring credibility to the token and strengthening its position in the market. Ripple executives, including CEO Brad Garlinghouse and Chief Technology Officer David Schwartz, have recently highlighted new consumer initiatives connected to XRP.
One of the most notable developments is the launch of the Gemini XRP Credit Card, which enables users to earn up to 4% in XRP cashback when making everyday purchases such as dining, fuel, and groceries. Gemini co-founder Tyler Winklevoss further signaled his support by granting Garlinghouse access to the card’s “whale limit.”
Coach JV’s Outlook
Building on these developments, Coach JV believes Ripple will evolve into a major banking entity, reshaping global finance in the process. He opined that XRP’s growing integration into payment solutions and consumer financial products could eventually push it to the forefront of the crypto industry.
According to him, by 2030, XRP may not only rival Bitcoin but surpass it. “I believe XRP will be number one, and Bitcoin will be number two,” he stated, adding that his personal investments in the token have already provided him with financial security.
XRP will change the world! #crypto #xrp pic.twitter.com/jtD5DLfDCQ
— Coach, JV (@Coachjv_) August 26, 2025
Market Reality and the Challenge Ahead
Despite the optimism, data indicate that XRP faces an uphill battle in surpassing Bitcoin. At present, XRP’s market capitalization is approximately $178.83 billion, while Bitcoin’s valuation is around $2.2 trillion, a few more than twelve times larger.
We are on X, follow us to connect with us :- @TimesTabloid1
— TimesTabloid (@TimesTabloid1) June 15, 2025
For XRP to close this gap, its price would need to rise from its current level of roughly $3 to about $38, assuming Bitcoin’s market cap remains unchanged.
However, such an outcome would require more than a 1,160% increase, an unlikely scenario given Bitcoin’s continued expansion.
Leading industry figures, including Coinbase CEO Brian Armstrong and Cardano founder Charles Hoskinson, have suggested that Bitcoin could reach $1 million by 2030. If realized, this would place Bitcoin’s market capitalization above $20 trillion.
Price projections for XRP are considerably lower. Forecasts from Telegaon suggest the token could reach a maximum of $48 by 2030, while Changelly estimates a potential peak near $23. Even in highly optimistic scenarios where XRP climbs to $100, its market value would remain far below Bitcoin’s projected dominance.
Coach JV’s prediction underscores the confidence some analysts have in Ripple’s long-term potential. While XRP has made significant strides following Ripple’s legal victory and the introduction of new financial products, the gap between its market capitalization and Bitcoin’s remains substantial. Unless XRP achieves unprecedented growth, the likelihood of it overtaking Bitcoin and Ethereum by 2030 appears limited.
Follow us on X, Facebook, Telegram, and Google News
