Researcher SMQKE recently shared comments from André Casterman, a former SWIFT interbank technology specialist, that affirm the potential role of XRP and XLM in the global payments landscape.
According to SMQKE, Casterman sees these digital assets as working alongside government-backed digital currencies, suggesting a future where blockchain-based solutions complement rather than compete with state-issued innovations.
The post was accompanied by excerpts from an article in which Casterman outlined how cross-border payments are evolving with distributed ledger technology.
Andre Casterman, former SWIFT interbank technology specialist, affirms the future role of XRP and XLM alongside government-backed digital currencies.✅
Documented.📝💨 pic.twitter.com/GLPnJwosyi
— SMQKE (@SMQKEDQG) August 17, 2025
Excerpts Referencing XRP and Stellar
The attached images include sections of text authored by Casterman, who noted that real-time payments are expanding quickly at the cross-border level, with distributed ledger technology being used to accelerate messaging, clearing, and settlement of remittance payments.
Within this context, he identified Ripple and IBM as examples of blockchain-based payment networks, adding that XRP and Stellar represent digital assets embedded in those propositions.
The language highlighted that such assets are expected to find relevance alongside government-backed currencies, indicating that their adoption may not be confined to niche use cases but integrated into broader enterprise and institutional payment systems.
Casterman’s Professional Background
The screenshots also featured a biographical note on Casterman. It states that he has spent more than twenty years at SWIFT, where he led projects in inter-bank payments, corporate treasury, and trade finance.
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His more recent roles include establishing the marketing function at Intix, chairing the Fintech Committee of the International Trade and Forfaiting Association, and serving as a board director for fintechs focused on trade financing and digital assets.
His career profile is presented as context for why his perspective carries weight in ongoing discussions about the intersection of blockchain, digital assets, and traditional finance.
Community Reaction to the Post
In response to SMQKE’s post, an X user identified as LuisG remarked that XRP and XLM are quietly establishing a stronger presence in payments. He wrote that their progress “feels like new street art popping up overnight—quietly changing the neighborhood and leaving everyone scrambling to catch up,” adding that “real utility is hard to miss.”
The comment reflects a view that these assets are demonstrating observable use cases within the payment sector, echoing the sentiment in Casterman’s analysis that they could occupy enduring roles in financial infrastructure.
By drawing attention to Casterman’s statements, SMQKE framed the discussion around how digital assets, such as XRP and XLM, may integrate into existing and future payment systems alongside central bank or government-backed currencies.
The supporting material reveals that cross-border payments are undergoing transformation as distributed ledger solutions play an important role.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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