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HomeCryptocurrencyHere's Michael Saylor's Holdings Value If He Bought XRP Instead of Bitcoin

Here’s Michael Saylor’s Holdings Value If He Bought XRP Instead of Bitcoin

Gordon, a self-proclaimed crypto multi-millionaire who posts under the handle @AltcoinGordon, shared a chart comparing the cumulative portfolio value of Bitcoin and XRP held from 2020 to 2025.

The data visualizes how MicroStrategy’s famous Bitcoin purchases would have performed had Michael Saylor, the company’s executive chairman, chosen XRP instead. According to the post, “Michael Saylor would be up 2X today if he bought XRP instead of Bitcoin.”

Chart Shows XRP Outpacing Bitcoin by 2025

The chart illustrates portfolio performance starting from August 2020 through July 2025. Both the Bitcoin and XRP portfolios initially tracked each other closely through late 2021, showing modest gains with some fluctuations.

From December 2023 onwards, however, the XRP portfolio began to outperform Bitcoin significantly. Around September 2024, XRP’s cumulative value visibly exceeded Bitcoin’s and maintained its lead through to July 2025. By the end of the charted period, XRP’s hypothetical value crossed $140 billion while Bitcoin’s hovered near $70 billion.

Gordon Emphasizes Missed Opportunity

Gordon framed this as evidence that XRP would have yielded double the gains compared to Bitcoin over the same period. The data implies that the decision to focus solely on Bitcoin came at the expense of greater returns that could have been realized with XRP. Gordon presented the comparison as a hypothetical scenario, highlighting what he described as a missed opportunity for MicroStrategy’s treasury strategy.

Responses Defend Bitcoin’s Long-Term Appeal

In response to Gordon’s post, users on the platform weighed in with differing views. One user argued that the comparison overlooks Bitcoin’s unique properties.

They stated that short-term gains do not outweigh long-term fundamentals, suggesting that Saylor’s choice of Bitcoin stemmed from his recognition of it as “the apex digital commodity” and a position unmatched by any other cryptocurrency. This user also highlighted Bitcoin’s network effects and institutional adoption as key factors behind Saylor’s investment thesis.

Debate Between Immediate Returns and Vision

Another commenter echoed this sentiment by asserting that while XRP may have delivered superior gains over the past two years, Bitcoin laid the groundwork for the entire digital asset ecosystem.

According to this perspective, Bitcoin represents a long-term bet on a future where fiat currencies decline and monetary sovereignty becomes more important. The same user emphasized that Saylor’s intent was not to pursue short-term gains but rather to align with what they described as a rewriting of monetary history.

Gordon’s tweet and the attached chart focused primarily on cumulative portfolio performance, measuring the returns of each asset over nearly five years.

The comparison underscored XRP’s more recent appreciation, particularly from late 2023 onwards, where its growth accelerated relative to Bitcoin. The chart clearly visualized a sharp divergence between the two portfolios as XRP climbed rapidly, while Bitcoin’s growth remained steady but comparatively subdued.

Overall, the post by Gordon asserted that Saylor could have doubled MicroStrategy’s portfolio value had he opted for XRP instead of Bitcoin. However, several respondents contended that the choice of Bitcoin reflects a long-term strategy centered on digital scarcity and foundational strength, rather than short-term market performance.

Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.


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Tobi Loba
Tobi Loba
Tobi Loba is a passionate writer with a vast interest in the stock market. She joined the crypto ecosystem about three years ago and has written lots of ebooks and articles in relation to cryptocurrency and blockchain projects. Tobi Loba earned her degree at the University of Ibadan.
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