Ripple CTO Emeritus David Schwartz recently opened up about his personal relationship with risk and XRP, and the community is paying attention. Your Friend Blondie (@myfriendblondie) believes XRP is heading for a major price surge in 2029. She is using his comments to make her case.
Schwartz shared that he has not bought XRP in a long time. He described himself as “very uncomfortable with risk” and confirmed he has sold nearly all of his digital assets. He still holds Ripple stock, and he called that alone “more risk than I wish I had.”
Your Friend Blondie reads these comments not as a condemnation of XRP but as a reflection of his personal risk tolerance. She believes the 2029 timeline remains intact.
David @JoelKatz from @Ripple is pretty much saying $XRP isn’t going to take off anytime soon. I feel like he’s giving us a heads-up about what’s to come.
2029 is looking like the year for a major XRP price boom. pic.twitter.com/dQiccCsfvs
— 𝓨𝓸𝓾𝓻 𝓯𝓻𝓲𝓮𝓷𝓭, 𝓑𝓵𝓸𝓷𝓭𝓲𝓮 (@myfriendblondie) November 10, 2026
Schwartz on Risk
A community member told Schwartz that life is a risk. Schwartz agreed but explained his own position. He acknowledged that “nearly every risk I’ve taken in the crypto space has worked out well for me.” He recognizes logically that he should take more chances, but says he cannot get comfortable taking many risks.
Schwartz Still Holds Millions of XRP
One community member brought up something important. He referenced recent comments from Schwartz confirming that he still holds approximately 3 million XRP, down from a high of around 26 million.
Schwartz also disclosed moving from roughly 1,500 BTC to 1 BTC and from around 40,000 ETH to 6 ETH. These are significant reductions, but 3 million XRP is still a substantial position.
The XRP Community Is Split
Not everyone shares Your Friend Blondie’s optimism. One community member expressed skepticism about the 2029 timeline. He argued that predictions like this shift regularly and that enthusiasm around any specific year is not grounded in evidence. He noted that a similar target year was being discussed back in 2023.
Another member projected XRP staying under $1 by 2029 under most scenarios, with $27 as a best-case figure only if full adoption occurs. He noted that Bitcoin would need to reach $200,000 to $300,000 for XRP to potentially ride that momentum back to around $3.
Why 2029 Still Has Believers
Sentiment in the XRP community is currently poor. The price is down, and patience is running thin. Your Friend Blondie’s position is that this is precisely when conviction is built. Schwartz’s transparency about his holdings and risk tolerance does not signal the end of XRP’s story. She sees the 2029 window as real, and she is watching closely.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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