The banking sector continues to adopt blockchain-based payment infrastructure, and Financial Expert Levi points to Citigroup’s partnership with Coinbase as evidence of that shift. The development places stablecoins within the payment operations of a major financial institution and raises questions about how banks could use digital assets in the future.
In a video attached to his tweet, Levi said, “The banking system is starting to speak crypto,” while discussing Citi’s partnership with Coinbase. He explained that Citi had teamed up with Coinbase to bring stablecoin payments to institutional clients.
Levi described Citigroup as a $2.8 trillion bank and emphasized the significance of a major financial institution adopting blockchain payment infrastructure. He said the development shows that banks now have a growing role in blockchain-based financial services.
Citigroup and Coinbase have expanded their institutional partnership to support stablecoin payments for Citi’s corporate and enterprise clients. Citi serves as the bank of record for fiat settlement, while Coinbase provides infrastructure that supports the stablecoin payment process.
$XRP HOLDERS THE BANKS ARE MOVING pic.twitter.com/Yn6rtzkivS
— Levi | Crypto Crusaders (@LeviCryptoGuy) September 28, 2026
Levi Links Bank Adoption to XRP
Levi then connected the development to XRP and its role in cross-border payments. He noted that XRP enables users to move value across borders quickly and efficiently, which he sees as relevant if financial institutions move payment activity on-chain.
“If banks keep moving in this direction, you have to wonder how much higher XRP price goes,” Levi said.
He then gave a specific price projection for XRP.
“I think a 10-dollar XRP is hard-coded,” Levi said.
However, the Citi-Coinbase partnership does not involve Ripple or the XRP Ledger. The arrangement primarily uses fiat-backed stablecoins and Coinbase’s payment infrastructure.
Citi’s system can convert incoming fiat into stablecoins, while enterprise merchants using Spring by Citi can accept stablecoin payments without directly holding cryptocurrency.
Stablecoins Create Another Payment Route
The development shows how banks can incorporate blockchain technology without using XRP. Stablecoins allow institutions to move digital representations of fiat currencies while maintaining a direct connection to traditional currencies.
That distinction separates Citi’s current approach from XRP-based payment infrastructure. XRP can serve as a bridge asset for transferring value between different currencies, while dollar-backed stablecoins maintain a value linked to the U.S. dollar.
The Citi-Coinbase partnership therefore demonstrates institutional adoption of blockchain payments, but it does not establish XRP as a settlement asset or create direct demand for XRP.
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Levi’s $10 XRP Projection
Levi’s $10 XRP target represents his market projection rather than a predetermined outcome. With roughly 56 billion to 58 billion XRP in circulation, a $10 price would give XRP a market capitalization above $560 billion.
The growth of institutional blockchain payments could expand the digital asset sector, but Citi’s stablecoin initiative does not provide a direct mechanism for XRP to reach that valuation.
Instead, the development shows that major banks increasingly want blockchain-based payment infrastructure, while XRP, stablecoins, and other digital assets compete across different payment and settlement models.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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