Crypto pundit Digital Asset Investor (@digitalassetbuy) recently posted a video highlighting comments made by Ripple CTO Emeritus David Schwartz on an X Space. The discussion centered on whether XRP could surpass Bitcoin in market cap.
Schwartz stated his view plainly. He believes XRP surging past Bitcoin in market cap is more probable than Bitcoin collapsing to make it happen. “I honestly have to say, I think XRP surging is probably more likely,” he said.
Digital Asset Investor agreed immediately. “I think so too. David Schwartz thinks that XRP surging will surge past Bitcoin. I’m ready for it.”
XRP Surge Flips Bitcoin pic.twitter.com/Myr6fq5wYc
— Digital Asset Investor (@digitalassetbuy) September 9, 2026
An Expert Opinion on XRP
Schwartz is one of the original architects of the XRP Ledger. His tenure at Ripple gave him a front-row seat to every development the asset has gone through. That history informs his confidence. When he says XRP surging past Bitcoin is the more probable outcome, he draws on years of technical and industry experience that no outside observer can match.
He served as Ripple’s Chief Technology Officer for years before transitioning to CTO Emeritus. His connection to XRP runs deeper than most voices in the crypto space.
He was asked to consider two possible paths to a Bitcoin flip. Either XRP rises sharply on its own, or Bitcoin falls enough for XRP to overtake it. Schwartz picked XRP’s rise as the more believable scenario and stated it as his honest read of the situation.
What XRP’s Rise Represents
XRP has built its case around transaction speed, low cost, and growing institutional adoption in cross-border payments. Major financial institutions have explored and integrated XRP-based solutions for moving money across borders efficiently. That real-world utility has given XRP a foundation that extends beyond speculation.
A surge driven by those fundamentals would reflect genuine demand for the asset. Schwartz sees that foundation as strong enough to close the market cap gap with Bitcoin. Many in the XRP community have predicted this outcome for years, and Schwartz’s comments validate their confidence in the digital asset.
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The Takeaway
Schwartz assessed the situation as someone who has watched XRP develop since its earliest days. His confidence is rooted in his understanding of what XRP was built to do and how far that use case has developed since the ledger’s early days. He concluded that XRP surging past Bitcoin is the more probable outcome, and he stated it without hesitation.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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