One of the world’s largest financial institutions has kept its long-term XRP forecast intact. Crypto commentator Xaif (@Xaif_Crypto) shared the update to his audience, highlighting that Standard Chartered has maintained a $28 target for XRP by 2030.
Standard Chartered’s Long-Term Forecasts
Standard Chartered maintains a $500,000 target for Bitcoin by 2030. Ethereum sits at $40,000. Solana lands at $2,000. XRP holds at $28. These figures come from a bank with over $800 billion in assets, which gives them a weight that forecasts from smaller firms rarely carry.
Earlier in the year, the bank trimmed some near-term numbers. However, its 2030 projections have stayed in place. The unchanged long-term targets signal continued institutional confidence in the asset class over a multi-year horizon.
Standard Chartered just reiterated their 2030 targets despite trimming near-term numbers,
ripple:native still at $28
bitcoin:native at $500K
ethereum:native at $40K
solana:So11111111111111111111111111111111111111112 at $2K$28 XRP by 2030 from one of the biggest banks in… pic.twitter.com/QOB3mepFzd
— Xaif Crypto (@Xaif_Crypto) August 1, 2026
A Notable Jump for XRP
XRP’s $28 target draws particular attention. The asset currently trades at approximately $1.06. Standard Chartered’s $28 target represents a potential gain of roughly 2,540% from that level. Standard Chartered arrived at this figure through its own research framework, and it has now reaffirmed it.
The bank’s revised 2026 XRP forecast has dropped to $2.80, down from an earlier $8 projection. But the 2030 number has not moved. Standard Chartered sees short-term pressure and long-term strength for XRP, anticipating major growth for the asset in the coming years.
Other Analysts Take Notice
Crypto analyst ChartNerd (@ChartNerdTA) responded to Standard Chartered’s forecast, highlighting his target of $27 by 2030. The figure aligns closely with the bank’s $28 target, and it is not the first time ChartNerd has made this call.
The analyst has previously identified $27 as an inevitable target for XRP. Standard Chartered’s reaffirmation places a major global bank in agreement with that position. Other community members weighed in with stronger opinions. One commenter called the $28 target unrealistic, suggesting that reaching such levels would require market manipulation.
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What the Numbers Represent
A $28 XRP price by 2030 is not a fringe prediction anymore. It comes from a major global bank that has chosen to hold that figure even after revising other parts of its outlook. ChartNerd’s independent analysis lands within $1 of that same target.
Whether the community accepts or disputes the forecast, the convergence between institutional research and independent analysis gives the $28 figure a foundation that is increasingly difficult to overlook.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
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