JackTheRippler (@RippleXrpie), a popular figure in the crypto space, recently shared a bold claim about XRP’s integration with SWIFT’s network, stating that over 11,000 banks have successfully tested the digital asset.
He suggested that if XRP were to capture just 1% of SWIFT’s transactions, its price could reach $100. The statement generated renewed interest in the potential relationship between Ripple and SWIFT, two major players in the financial industry.
BOOOOOOOOOOOOOOOOM!!!!
XRP has been successfully tested on SWIFT’s network by over 11,000 Banks!
1% of SWIFT’s network and we will witness the rise of #XRP to $100!
pic.twitter.com/eTlaSAFb9o
— JackTheRippler ©️ (@RippleXrpie) March 21, 2025
SWIFT and Ripple’s Role in Payments
SWIFT, the Society for Worldwide Interbank Financial Telecommunication, is the leading messaging system for financial transactions, covering payments, foreign exchange, and securities. JackTheRippler shared a video featuring its systems and a potential role Ripple and XRP could play.
Traditionally, SWIFT operates on a “store and forward” system that relies on service-level agreements, meaning transactions are processed within predefined timeframes rather than instantly. However, cryptocurrencies like XRP could enhance payment systems by enabling real-time fund movement and visibility.
The speaker in the video noted that with traditional SWIFT transactions, banks often need to follow up on payments days later, whereas digital asset solutions eliminate such delays.
He stated that he doesn’t believe Ripple will replace SWIFT, but believes the company can offer a complementary system by providing real-time payment processing to anyone who needs it through XRP.
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XRP’s Possible Integration with SWIFT
While SWIFT has been adapting to modern financial demands, including real-time transaction capabilities, there is growing speculation about XRP’s role in these developments.
The speaker acknowledged the possibility of the use of XRP on the SWIFT network in foreign exchange (FX) transactions, which could provide liquidity benefits and faster settlements.
Ripple’s technology, specifically its On-Demand Liquidity (ODL) service, facilitates cross-border payments without the need for pre-funded accounts. If integrated with SWIFT’s infrastructure, XRP could serve as a bridge asset for faster and more cost-effective transfers.
The Implications for XRP’s Price’
JackTheRippler’s assertion that XRP could reach $100 if it captures 1% of SWIFT’s transaction volume has been shared by many experts in the crypto space. While this projection is highly optimistic, some have shared a more realistic scenario, where the digital asset captures 10% of SWIFT’s $5 trillion daily volume.
Ripple has already established partnerships with financial institutions worldwide, and the prospect of working alongside SWIFT could further solidify XRP’s position in global payments.
Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.
